Rental Property Yield Analyser

There are, and some are fine. The difference is what has been checked. This file was built from scratch, then every formula in it was recalculated by a separate checker that compares each result against an independently worked-out answer — 38 of them here. A template that looks right and totals wrong is worse than no template at all, and that is the usual failing of one downloaded from a search result.

It also opens with sample rows already filled in, so you can see every formula working before you touch it, and it is set up to print without fighting the page setup. No email wall, no signup, no watermark, and you can use it commercially.

Gross yield makes most rental properties look better than they are. This Excel rental property yield analyser starts from the purchase price, deposit and buying costs, adds every running cost — mortgage interest, letting fees, maintenance, voids, insurance and more — and shows what the property really returns.

The returns summary covers gross and net yield, annual net profit, monthly cash flow, cash-on-cash return, years to recover your cash and the occupancy you need just to break even.

Fill in the Purchase and Income boxes first. Every running cost below is either typed in or worked out from the rent, and the returns follow from both.

The file opens with sample rows so you can see every formula working before you change anything. Type your own figures over them. When you need more rows, insert them inside the existing block rather than underneath it, so the totals keep covering every row.

Shaded, boxed cells below the table are settings the formulas read from. Change those first — every row that depends on them updates at once.